AT 8am this morning, business owner Helen Harm was staying positive that her business was not going to succumb to flooding, as it did in 2010 and 2011.

By 6pm, her building was barely visible through the floodwaters that had filled Fitzroy St.

Mrs Harm had spend the morning watching the waters lap at her back porch and was hopeful the slowly waters would soon recede.

They did not and have mirrored levels seen in the December 2010 floods.

Neighbouring business owners Brad and Gail Steele spent the morning moving stock to higher ground and clearing out machinery in an exercise that had become all too familiar.

Mrs Steele said she has two sons who are dealing with flooding in other parts of the state but never imagined that was how she would be starting her week.

"It is just unbelievable,' she said.

"I just hope it doesn't come up to the level it did before but we have been moving everything up.

"The machinery is going because it must have been built by a male and all the motors are on the bottom."

The up side of having been through two floods already is the Steele's Bakery owners knew what had to be done.

"You know what you are doing but there is still the unknown," Mrs Steele said.

The Steeles have been unable to acquire insurance following the previous floods and will have to wait until waters recede to assess any damage.

Mrs Steele said she was hopeful the bakery would not be closed for more than one day.