People who make changes to their homes to better withstand flooding should get a discount from insurers, the Mayor believes.
People who make changes to their homes to better withstand flooding should get a discount from insurers, the Mayor believes. Alistair Brightman

Mayor welcomes call for lower insurance premiums

FRASER Coast Mayor Gerard O'Connell has welcomed a call for insurance companies to offer lower premiums to people who design their homes to better withstand flooding.

Minister for Local Government, Community Recovery and Resilience David Crisafulli said insurance companies should offer discounts if property owners could prove they had restumped their houses more securely or above benchmark flood levels.

"I absolutely agree with Mr Crisafulli," Cr O'Connell said.

"We have suffered two major flood events on the Fraser Coast in the past three years and it has hit our residents hard.

"If people are spending the money to make sure their home can better withstand flooding - including simple steps like laying tiles instead of carpet in prone areas - then they should absolutely be rewarded with lower premiums."

Mr Crisafulli said insurance companies needed to take that information on board.

"At a time when thousands of Queenslanders are picking up the pieces and insurers face big payouts, this is one way we can start to rein in spiralling costs," he said.

"Cheaper rates for resilient buildings would be a win-win situation.

"The insurance companies could sell more policies, and more people would have peace of mind knowing they're covered for the times when even the best planning can't provide full protection against Mother Nature's wrath."   
 



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